Does Harvard give 100% scholarships?

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Harvards commitment to affordability translates to 100% need-based scholarship coverage. A comprehensive process, factoring parental contributions, student employment, and outside awards, determines the final award.
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Harvard’s Commitment to Affordability: 100% Need-Based Scholarships

Harvard University, renowned for its academic excellence, is also committed to ensuring that all admitted students have access to a world-class education regardless of their financial background. This commitment is reflected in the university’s generous scholarship program, which provides 100% coverage of demonstrated financial need.

Determining Scholarship Eligibility

Harvard employs a comprehensive financial aid process to determine the appropriate level of scholarship support for each student. This process takes into consideration the following factors:

  • Parental Contributions: Parents are expected to contribute to their child’s education to the extent possible. Harvard’s financial aid office calculates this contribution based on a formula that considers income, assets, and other relevant information.
  • Student Employment: Harvard encourages students to contribute to their own education through part-time jobs. Students are expected to work a reasonable number of hours during the academic year and summer breaks to supplement their financial resources.
  • Outside Awards: Any scholarships, grants, or other awards received from external sources will be taken into account when determining the final scholarship package.

Final Award Determination

Once all factors have been considered, Harvard determines the final scholarship award amount that meets the student’s full demonstrated financial need. This award may include a combination of grants, scholarships, and work-study funds.

No Loans Required

Harvard’s scholarship program is designed to ensure that students do not have to rely on loans to cover their education costs. As a result, Harvard does not offer student loans to admitted students. This policy relieves students of the burden of student debt and allows them to focus on their academic pursuits without the added financial stress.

Additional Support Services

In addition to scholarships, Harvard provides a range of support services to help students manage their finances. These services include:

  • Financial counseling and budgeting assistance
  • Access to low-cost housing and dining options
  • Emergency funding programs for unexpected expenses
  • Career and job placement services

Harvard’s commitment to affordability ensures that all students who are admitted have the opportunity to succeed academically without the financial barriers that can hinder their progress. The university’s generous scholarship program provides peace of mind for students and their families, allowing them to invest in a Harvard education with confidence.