What forms of payment does Wise accept?

Accepted Payment Options on Wise

Wise, a popular online payment platform, offers a streamlined and cost-effective way to transfer funds across borders. To ensure the efficiency and security of these transactions, Wise accepts payments through specific payment methods.

Supported Payment Methods

Wise currently accepts payments made using:

• Visa cards: Visa cards are widely accepted around the world and provide a convenient and secure payment option.
• Mastercard: Mastercard is another globally recognized payment network that offers similar convenience and security as Visa.
• Select Maestro cards: Maestro is a debit card widely used in Europe and certain other countries. However, Wise only accepts Maestro cards issued by specific banks that support 3D Secure technology.

Card Requirements

To use Visa, Mastercard, or Maestro cards on Wise, they must meet certain criteria:

• The card must have a 16-digit number.
• The card must have a valid expiry date.
• The card must support 3D Secure, an industry-standard security measure that protects online transactions from fraud.

Unsupported Payment Methods

Wise does not accept payments through American Express (AMEX) cards. Additionally, it is important to note that Wise does not currently support payments made through bank transfers, e-wallets, or other alternative payment methods.

Benefits of Using Supported Payment Methods

By limiting accepted payment methods to Visa, Mastercard, and select Maestro cards, Wise ensures:

• Convenience: These cards are readily available and widely accepted, making it easy for users to initiate payments.
• Security: Visa, Mastercard, and Maestro all employ robust security measures to protect against fraud and unauthorized transactions.
• Efficiency: Payments made through these cards are typically processed quickly, allowing users to access funds or make payments in a timely manner.

By adhering to these payment requirements, Wise provides a secure and efficient platform for users to manage their international money transfers with confidence.