Which bank doesn t charge foreign transaction fee?

Skip the Fees: Discover Debit Cards with No Foreign Transaction Charges

Traveling abroad doesn’t have to break the bank with hefty foreign transaction fees. Numerous debit cards now offer a convenient and cost-effective way to manage your finances overseas. Here’s a guide to help you choose the perfect card for your needs:

No-Fee Debit Card Options:

• Wise: Known for its transparent and low-cost international transfers, Wise offers a debit card with no foreign transaction fees.
• Capital One: The Capital One 360 Performance Savings Account comes with a debit card that waives foreign transaction fees.
• Charles Schwab: Charles Schwab’s High Yield Investor Checking Account includes a debit card with no foreign transaction charges.
• Revolut: A challenger bank that offers a multi-currency debit card with no foreign exchange fees.
• HSBC: HSBC Premier and Advance accounts come with debit cards that waive foreign transaction fees.
• Betterment: The Betterment Checking Account offers a debit card with no foreign transaction fees, along with other financial planning features.
• Santander: Santander’s Select Checking and Performance Checking accounts include debit cards with no foreign transaction fees.
• Citibank: Citibank’s Global Currency Account comes with a debit card that allows fee-free ATM withdrawals and purchases in over 30 currencies.

Choosing the Right Card:

The ideal debit card for you depends on your specific banking needs. Here are some factors to consider:

• Account features: Some accounts offer additional perks, such as rewards points or interest on balances.
• Transaction volume: If you’ll be making frequent purchases abroad, consider a card with a higher foreign transaction spending limit.
• ATM access: Some cards may charge fees for ATM withdrawals overseas. Check the terms and conditions carefully.
• Currency conversion rates: Different cards may use different currency conversion rates, which can affect the total cost of your transactions.

By choosing a debit card with no foreign transaction fees, you can save money on your travels and make the most of your international experiences. Research the options available and select the card that aligns best with your financial goals and travel needs.