What are the requirements for an Apple Card?

Apple Card Eligibility: Essential Requirements

The Apple Card, a unique credit card experience, is accessible only to those who meet specific requirements. To ensure a smooth application process and approval, it’s crucial to familiarize yourself with these criteria.

Core Eligibility Requirements:

• U.S. Residency: Applicants must be U.S. citizens or legal residents with a valid U.S. residential address. P.O. Boxes are not accepted, and military addresses are subject to approval.
• Active Apple Account: A valid Apple Account is a prerequisite for applying for an Apple Card. This account must be in good standing, and you should have used Apple products or services in the past.

Additional Requirements Related to Creditworthiness:

• Credit Report: An active and, if applicable, temporarily unfrozen credit report is essential for the Apple Card application. This report will provide insights into your credit history, payment behavior, and overall financial profile.
• Good Credit Standing: Apple Card considers applicants with a good credit history. This typically means having a FICO score of 650 or higher and a history of timely payments and responsible credit management.

Note:

Meeting these requirements does not guarantee approval for an Apple Card. The final decision will depend on your overall financial situation and creditworthiness as determined by the issuer, Goldman Sachs Bank USA. It’s recommended to review your credit report and address any outstanding issues before applying to enhance your chances of approval.