Which bank has no debit card fee?

Which Banks Offer Debit Cards with No Monthly Fees?

In today’s digital age, debit cards have become an indispensable payment tool. However, monthly fees associated with debit cards can eat into your budget. Fortunately, several banks offer debit cards with no such fees.

National Banks:

• Capital One 360: Capital One 360 offers a no-fee debit card with no foreign transaction fees.
• Discover: Discover’s debit card comes with no monthly maintenance fees and accepts international purchases without a foreign transaction fee.
• Schwab: Schwab’s High Yield Investor Checking account includes a no-fee debit card with unlimited ATM reimbursements worldwide.

Credit Unions:

Credit unions often have lower fees than traditional banks. Many offer debit cards with no monthly charges, including:

• Alliant Credit Union: Alliant’s High-Rate Checking account comes with a free debit card and no foreign transaction fees.
• Navy Federal Credit Union: Navy Federal’s Flagship Checking account offers a debit card with no monthly or foreign transaction fees.

Local Credit Unions:

Local credit unions may also offer debit cards with no monthly fees. It’s worth contacting your local credit union to inquire about their offerings.

Choosing the Right Debit Card:

When choosing a no-fee debit card, consider your cash usage needs. Some cards charge fees for ATM withdrawals, so if you frequently withdraw cash, look for a card that offers ATM fee reimbursements. Additionally, consider international travel expenses, as foreign transaction fees can add up quickly.

Conclusion:

No-fee debit cards are an excellent way to save money on banking fees. By carefully comparing the offerings of different banks and credit unions, you can find a debit card that meets your needs and helps you keep more of your hard-earned cash.