What happens if you don't pay a train fine in Switzerland?

Consequences of Unpaid Train Fines in Switzerland

Passengers who fail to pay train fines in Switzerland face a series of escalating consequences. Prompt settlement of fines is crucial to avoid more severe penalties.

Initial Fine

Upon being caught without a valid ticket or violating other train regulations, passengers are issued a fine by train inspectors. The fine amount varies depending on the offense.

Non-Payment within Three Months

If the initial fine is not paid within three months, the case is referred to the public prosecutor.

Increased Penalty

The public prosecutor imposes an additional penalty, which is administered by the Public Treasury. This penalty ranges from €180 to €375, depending on the severity of the offense.

Collection Procedures

The Public Treasury will pursue the collection of the unpaid fine through various methods, including:

• Wage garnishment: The Treasury can seize a portion of the individual’s wages to cover the debt.
• Asset seizure: The Treasury can seize and sell assets, such as vehicles or property, to settle the debt.
• Negative credit rating: The unpaid fine can negatively impact the individual’s credit rating, making it difficult to obtain loans or credit.

Avoidance of Escalation

To avoid these escalated consequences, passengers are advised to:

• Pay the initial fine promptly.
• Contact the Public Treasury if they are unable to pay the fine within three months.
• Consider using a payment plan or seeking financial assistance if necessary.

Additional Consequences

In certain cases, unpaid train fines can also lead to:

• Travel bans: Individuals with outstanding fines may be prevented from using public transportation.
• Legal prosecution: The public prosecutor may file criminal charges in cases of repeated or serious offenses.

It is important to note that the consequences of unpaid train fines in Switzerland are severe and should not be taken lightly. By promptly addressing any fines received, passengers can avoid the escalation of penalties and protect their financial and legal well-being.