What is the 11 word phrase to stop debt collectors?

Stop Debt Collector Harassment: The 11-Word Phrase

Debt collectors can be relentless in their pursuit of payment, often resorting to harassing tactics that can take a toll on your well-being. It’s important to know your rights and have strategies to deal with debt collection agencies effectively.

The 11-Word Phrase

One powerful tool at your disposal is the “11-word phrase”:

“I do not consent to any further communication without an attorney present.”

This statement asserts your legal right to have an attorney present during all communications with the debt collector.

How to Use the Phrase

When contacted by a debt collector, clearly and firmly state the 11-word phrase. It’s essential to use it each time you’re contacted, whether by phone, email, or letter. By doing so, you:

• Prohibit the debt collector from contacting you directly: They can only communicate with you through your attorney.
• Stop harassing phone calls and letters: The debt collector must cease all unwanted contact.
• Protect your rights: The 11-word phrase ensures your right to legal representation and fair treatment.

Additional Considerations

• Send a written follow-up letter: After stating the phrase verbally, send a letter to the debt collector confirming your communication preferences and requesting all further contact be through your attorney.
• Document all interactions: Keep a record of all phone calls, emails, and letters related to the debt collection.
• Seek professional help: If you’re facing persistent harassment from debt collectors, contact an experienced attorney for guidance and support.

Farmer & Morris Law, PLLC: Your Trusted Ally

At Farmer & Morris Law, PLLC, we understand the stress and frustration that debt collectors can cause. Our attorneys are skilled in dealing with debt collection agencies and protecting your rights.

Contact us today for a free consultation to discuss lasting debt solutions and how the 11-word phrase can help you stop debt collector harassment.