Can I use Apple Pay if I lost my debit card?

Can I Still Use Apple Pay If My Debit Card Is Lost?

Losing your debit card can be an inconvenience, but it doesn’t have to disrupt your ability to use Apple Pay. With Apple Pay, you can make contactless payments using your iPhone or Apple Watch, even if your physical debit card is unavailable.

Here’s what you need to do if you lose your debit card:

1. Report the Loss:

As soon as you realize your debit card is missing, report the loss to your bank or credit union immediately. This will help prevent unauthorized transactions.

2. Freeze Your Account (Optional):

If you’re concerned about the safety of your account, you can request your bank to freeze it temporarily. This will prevent any transactions from being processed until you have resolved the issue.

3. Set Up a Replacement Card:

Contact your bank or credit union to request a replacement debit card. It may take a few days for the new card to arrive.

4. Update Your Apple Pay Information:

Once you have your replacement debit card, update your Apple Pay information. This will ensure that your new card is linked to your Apple Pay account. To do this:

• Open the Wallet app on your iPhone or Apple Watch.
• Select your Apple Pay card.
• Tap “Edit Card.”
• Enter the information for your new debit card.
• Confirm the update.

5. Continue Using Apple Pay:

Once you have updated your Apple Pay information, you can continue using Apple Pay as usual. Your replacement debit card will be linked to your Apple Pay account, allowing you to make contactless payments with your iPhone or Apple Watch.

Important Note:

If you have paired multiple debit cards to your Apple Pay account, it’s crucial to remove the lost card to prevent unauthorized transactions. You can do this by following the steps above and selecting “Remove Card” instead of “Edit Card.”