Can someone add your card to Apple Pay?

Securing Your Apple Pay Experience: Enhanced Protection against Unauthorized Card Addition

Apple Pay, a renowned mobile payment service, prioritizes security by implementing stringent measures to prevent unauthorized access and the addition of cards without consent. To ensure the utmost protection of your financial data, Apple has established a robust authorization process.

When attempting to add a credit card to your Apple Pay account, a critical step is the verification of identity. This process requires the card issuer to send a one-time passcode (OTP) directly to your phone. This OTP serves as an additional layer of security, ensuring that only you, the authorized cardholder, can grant approval.

The OTP mechanism effectively mitigates the risk of unauthorized card additions. Without the OTP, any attempt to add a card would be futile, preventing potential fraud or misuse. Apple Pay’s unwavering commitment to security ensures that only those with explicit authorization have the ability to link cards to their account.

By implementing this rigorous authorization process, Apple Pay establishes an impenetrable barrier against unauthorized card additions. The requirement for an OTP provides peace of mind, knowing that your financial information remains safe and secure within Apple Pay’s trusted ecosystem.