Can someone use my Apple Pay if they stole my phone?

Protect Your Apple Pay Account: What to Do if Your Phone is Lost or Stolen

Apple Pay offers unparalleled convenience, allowing you to make secure payments with your iPhone or Apple Watch. However, if your device is lost or stolen, it’s imperative to act swiftly to safeguard your financial information.

Immediate Steps: Activating Lost Mode

The first step is to activate Lost Mode on your device. This crucial action remotely disables Apple Pay, preventing unauthorized access to your funds. Follow these steps to activate Lost Mode:

1. Use the Find My app: If you have another Apple device, open the Find My app and locate your lost or stolen device.
2. Mark as Lost: Choose the “Mark as Lost” option and follow the on-screen instructions.
3. Suspends Apple Pay: Activating Lost Mode automatically suspends Apple Pay, rendering it inaccessible to anyone who has possession of your device.

Additional Precautions

In addition to activating Lost Mode, consider taking these steps to enhance security:

• Change your Apple ID password: Protect your Apple account by changing your password immediately.
• Contact your bank: Inform your bank about the lost or stolen device to report any suspicious activity.
• File a police report: Document the incident by filing a police report. This may be necessary for insurance purposes or legal action.

Recovery Measures

If your device is recovered, you can restore access to Apple Pay by:

1. Unlock Your Device: Enter your password or use Face ID/Touch ID to unlock your iPhone.
2. Open Wallet: Launch the Wallet app and tap the Apple Pay card you want to restore.
3. Verify Information: Confirm your identity by entering the security code sent to your phone or trusted device.

Stay Vigilant

Remember, stolen phones can compromise your personal and financial information. Be cautious of phishing emails or calls asking for your Apple ID password or credit card details. By following these steps and staying vigilant, you can minimize the risks associated with lost or stolen devices and protect your Apple Pay account.