Does using an Apple Card count as Apple Pay?

Apple Card vs. Apple Pay: Understanding the Difference

Apple’s mobile payment ecosystem includes two distinct services: Apple Card and Apple Pay. While closely intertwined, each service serves a different purpose.

Apple Card: A Credit Card

Apple Card is a physical or virtual credit card issued by Goldman Sachs Bank USA. It offers rewards and benefits, such as 2% cash back on every purchase made directly with Apple and 1% cash back on all other purchases.

Apple Pay: A Digital Wallet

Apple Pay is a digital wallet that securely stores payment information, including credit cards, debit cards, and Apple Card. It allows users to make contactless payments using Apple devices equipped with NFC (Near Field Communication) technology.

Integration Between Apple Card and Apple Pay

Apple Card seamlessly integrates with Apple Pay. Users can add their Apple Card to their Apple Pay digital wallet and use it to make payments anywhere Apple Pay is accepted. This integration offers the following benefits:

• Convenience: Apple Pay eliminates the need to carry a physical wallet.
• Contactless Payments: Apple Pay allows users to make payments with a simple tap of their device, even without an internet connection.
• Security: Apple Pay uses several security measures, including tokenization and Touch ID or Face ID, to protect users’ financial information.

Devices That Support Apple Card with Apple Pay

Users can utilize Apple Card through Apple Pay on the following devices:

• iPhone
• iPad
• Apple Watch
• Mac
• Vision Pro

Conclusion

To answer the question posed in the title, using an Apple Card does not count as using Apple Pay. Apple Card is a credit card, while Apple Pay is a digital wallet that can store and use Apple Card along with other payment options. Together, Apple Card and Apple Pay provide a convenient and secure payment experience for Apple users.