How does someone send me money with Apple Pay?

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With Apple Cash, Apple device users can conveniently transfer funds through iMessage by tapping the Apple Cash icon. Beyond its use as a messaging feature, Apple Cash serves as a digital wallet for spending and can be utilized for purchases supported by Apple Pay, offering a seamless and secure payment experience.

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How to Receive Money with Apple Pay

Apple Pay has revolutionized the way we send and receive money. It’s a secure and convenient way to transfer funds between Apple device users. Here’s a step-by-step guide on how you can send money with Apple Pay:

1. Set up Apple Pay:

  • Ensure that you have an Apple device running iOS 11 or later.
  • Sign up for Apple Pay by adding your credit or debit card to the Wallet app.

2. Open a Conversation in iMessage:

  • Open iMessage on your Apple device.
  • Start a conversation with the person you want to send money to.

3. Tap the Apple Pay Icon:

  • In the text field, tap the App Store icon.
  • Select “Apple Pay” from the menu.

4. Enter the Amount:

  • Enter the amount you want to send in the “Amount” field.

5. Add a Memo (Optional):

  • If desired, you can add a brief memo to the payment.

6. Send the Payment:

  • Tap the “Send” button.
  • You’ll be prompted to verify your identity using Face ID, Touch ID, or your Apple ID password.
  • Once verified, the payment will be processed.

7. Confirm the Transaction:

  • You’ll receive a confirmation message in iMessage.
  • The recipient will also receive a notification indicating that they’ve received money.

Note:

  • To receive money with Apple Pay, the recipient must also have an Apple device running iOS 11 or later and have set up Apple Pay.
  • Apple Pay transactions are free for both the sender and receiver.
  • You can also use Apple Cash as a digital wallet to store and spend funds. It supports purchases made through Apple Pay at participating retailers.

Apple Pay provides a quick, secure, and convenient way to send and receive money between Apple device users. With its integration into iMessage, it’s become an essential tool for everyday transactions.