Why did Disney charge me $100?

Why Did Disney Charge Me $100?

When using a debit card at Disney resorts, guests may encounter temporary holds that appear as duplicate charges. Understanding the reason behind these holds is crucial to avoid confusion and unnecessary concern.

Temporary Authorization Holds

Upon check-in at a Disney resort, a $100 pending authorization is typically placed on the guest’s debit card. This hold is not an actual charge but rather a temporary reservation of funds to cover potential expenses during the stay.

Additional Holds for In-Room Purchases

If guests make in-room purchases, such as dining or merchandise, Disney will place another pending hold for the outstanding balance plus an additional $100. This is done to ensure that sufficient funds are available to cover the estimated total cost of the stay, including any additional expenses incurred.

Pending Amounts Disappear

The initial pending amounts should eventually disappear from the guest’s account within a few days. Disney typically releases the holds once the actual charges for the stay have been processed and posted to the guest’s account.

Duplicate Charges vs. Pending Holds

It’s important to distinguish between duplicate charges and pending holds. Duplicate charges are actual transactions that deduct money from the guest’s account. Pending holds, on the other hand, are temporary reservations of funds that do not result in actual charges unless the guest exceeds the authorized amount.

Tips for Managing Holds

To avoid any surprises or inconvenience, guests should consider the following tips:

• Check their bank account regularly to monitor pending holds.
• Contact Disney Guest Services if they have any concerns about unauthorized charges.
• Use a credit card instead of a debit card to prevent holds from affecting their available balance.
• Inform the resort of any changes in their itinerary or spending plans to avoid unnecessary holds.

Understanding the reason behind Disney’s temporary authorization holds can provide guests with peace of mind and ensure a smooth and enjoyable stay at the resort.