Can I send money to someone without a Wise account?

Sending Money Without a Wise Account: Easy Alternatives to Traditional Transfers

Need to send money to someone who doesn’t have a Wise account? Don’t worry, it’s simpler than you might think. While Wise offers a streamlined experience for its users, there are several convenient ways to transfer funds even if the recipient isn’t on the platform. Forget the hassle of complicated bank transfers or high fees – here are two easy options:

1. The Email Approach: Secure and Convenient Money Transfers

Wise’s “money to email” service provides a secure and user-friendly method. You simply provide the recipient’s email address, the amount you wish to send, and Wise handles the rest. The recipient will receive a secure email containing clear instructions on how to claim their funds. This method is ideal when you have the recipient’s email address and prefer a straightforward, digitally-mediated transfer. The recipient doesn’t need a Wise account; they simply follow the instructions provided in the email. This eliminates the need for them to create an account or navigate any complex procedures.

2. The Flexible Option: Money to Link (When Email Isn’t Available)

Sometimes, you might not have the recipient’s email address. This isn’t a problem! Wise’s “money to link” option offers a flexible alternative. Instead of relying on email, this method allows you to send money using another identifier linked to the recipient’s account, such as a phone number or a specific account identifier (depending on the available options within the Wise system). This provides a fallback solution for situations where an email address isn’t readily available or practical.

Choosing the Right Method:

Both “money to email” and “money to link” provide secure and convenient ways to send money to recipients without a Wise account. Consider which method best suits your needs and the recipient’s accessibility. If you have their email address, the email option is likely the quickest and easiest route. If not, “money to link” offers the flexibility to send money using alternative identifiers. In either case, Wise simplifies the process, ensuring a smooth and secure transaction for both the sender and the recipient. This eliminates the complexity often associated with traditional banking transfers, providing a modern and user-friendly solution for transferring funds in various scenarios.