Can I use my credit card to pay for PRESTO?

Ditch the PRESTO Card: Contactless Payment is Here for Your Transit Needs

For years, commuters in the Greater Toronto and Hamilton Area (GTHA) have relied on the PRESTO card for navigating public transit. While the trusty PRESTO card remains a valid and viable option, there’s a new, even more convenient way to pay your fare: contactless payment directly with your credit card, debit card, or mobile wallet.

Yes, you read that right. You can now leave your PRESTO card at home and simply tap your contactless-enabled credit card, debit card (including Interac Flash), or mobile wallet (Apple Pay, Google Pay, Samsung Pay) on the familiar PRESTO device at subway stations, buses, streetcars, and GO Trains.

This new system offers a significant boost in convenience for both regular commuters and occasional users. Here’s why it’s a game-changer:

• Simplicity: No more scrambling to top up your PRESTO card or worrying about having sufficient balance. Just tap and go!
• Accessibility: Especially beneficial for tourists and infrequent riders who may not want to purchase a PRESTO card for a short stay.
• Efficiency: Speeds up the boarding process, reducing delays and improving overall transit flow.
• Convenience: Reduces the number of cards you need to carry. Consolidate your payments into one easy method.

How it Works:

The process is incredibly simple:

1. Ensure Contactless Capability: Confirm that your credit card, debit card, or mobile wallet is enabled for contactless payments. Look for the contactless symbol (similar to a sideways Wi-Fi icon) on your card or device.
2. Tap the PRESTO Device: When entering a station or boarding a vehicle, tap your chosen payment method on the designated PRESTO reader.
3. Wait for Confirmation: The PRESTO device will display a confirmation message indicating that your payment has been processed successfully.

Important Considerations:

• Separate Taps for Each Rider: Each rider needs their own payment method. You cannot use one card to pay for multiple passengers.
• Fare Calculation: Fares are calculated according to the standard PRESTO fare structure.
• GO Transit Co-fares: When transferring from a GO Train to a local transit agency, be sure to tap your payment method on the PRESTO device when boarding the connecting service to ensure correct co-fare calculation.
• Presto Perks Still Available: Keep in mind, some PRESTO perks and discounts (like those for seniors or students) may still require a physical PRESTO card. Check the specific requirements for the discount you are hoping to use.
• Keep Your Device Secure: As with any contactless payment, be mindful of your surroundings and potential for fraudulent activity.

The Bottom Line:

Contactless payment on PRESTO is a welcome addition to the GTHA’s transit system, providing a more accessible and convenient way to pay for your ride. While the PRESTO card still holds value, this new option opens up public transit to a wider audience and streamlines the commuting experience. So, next time you’re hopping on the TTC, GO Train, or your local bus, consider ditching the PRESTO card and tapping your way to a more convenient commute!