Can I use my Credit One credit card overseas?

Using Credit One Credit Cards Overseas

When traveling abroad, it’s important to know how and where to use your credit cards. If you’re a Credit One cardholder, you may be wondering if your card is accepted overseas.

International ATM Withdrawals

Credit One credit cards are accepted at international ATMs that display the Cirrus logo. However, it’s important to note that acceptance is not universal. Some ATMs may not accept Credit One cards, or may charge additional fees.

To ensure a reliable withdrawal, prioritize using Cirrus ATMs. Cirrus is a global network of ATMs operated by Mastercard. It’s widely accepted in over 200 countries and territories.

Transaction Fees

When withdrawing cash from an international ATM, you may be charged transaction fees. These fees vary depending on the ATM operator and your Credit One card type. Check with Credit One before traveling to determine the applicable fees.

Tips for Using Credit One Cards Overseas

• Notify Credit One: Inform Credit One that you will be traveling overseas to avoid any issues with your card being blocked.
• Use Chip-and-PIN: Many international ATMs require you to use a chip-and-PIN card. If your Credit One card has a chip, make sure you know your PIN.
• Avoid Currency Conversion: When withdrawing cash, choose to withdraw the local currency instead of having the ATM convert it for you. This can save you money on exchange rate fees.
• Monitor Your Account: Keep track of your account balance and transactions while overseas to ensure that your card is not compromised.

Overall, Credit One credit cards can be a convenient option for withdrawing cash while traveling abroad. By prioritizing Cirrus ATMs and being aware of potential fees, you can avoid any unexpected surprises.