Can I use my Walmart credit card for other purchases?

Expand Your Purchasing Options with Walmart’s Credit Card

Walmart offers two types of credit cards: the Walmart Rewards Card and the Capital One Walmart Rewards Card. While both cards offer benefits within Walmart stores, their usability for other purchases varies.

Walmart Rewards Card

The Walmart Rewards Card is tied exclusively to Walmart stores and cannot be used for purchases outside of this retailer. However, it provides various perks within Walmart, including cash back on purchases, discounts on gas, and free shipping on select online orders.

Capital One Walmart Rewards Card

In contrast, the Capital One Walmart Rewards Card is a Mastercard and functions as a standard credit card. This card offers the flexibility to make purchases anywhere Mastercard is accepted, including both online and in-store. Additionally, it comes with no foreign transaction fees, making it a convenient option for international travelers.

Benefits of Using the Capital One Walmart Rewards Card Outside of Walmart

Here are some key benefits of using the Capital One Walmart Rewards Card for non-Walmart purchases:

• Global Acceptance: The Mastercard network is recognized worldwide, giving you the convenience of using your card almost anywhere.
• No Foreign Transaction Fees: Make purchases abroad without incurring additional charges on top of the exchange rate.
• Rewards: Continue earning Walmart Rewards points on every purchase, even those made outside of Walmart.

Conclusion

If you are looking for a credit card that offers both the convenience of Walmart Rewards and the flexibility of a standard Mastercard, the Capital One Walmart Rewards Card is an excellent choice. Enjoy the benefits of earning rewards while making purchases worldwide, all without the worry of foreign transaction fees.