Can you use two gift cards at once?

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For online purchases, using multiple bank-issued gift cards directly is often limited to one per transaction. A practical solution is to consolidate funds by purchasing a store-specific gift card with one, then using that for your online shopping.

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Can You Use Two Gift Cards at Once?

Gift cards are a convenient way to make purchases without having to carry cash or a credit card. But what if you have multiple gift cards and want to use them all at once?

Using Multiple Gift Cards Online

Unfortunately, using multiple bank-issued gift cards directly is often limited to one per transaction when making online purchases. This is because most online retailers only allow you to enter one gift card number per checkout.

Using Multiple Gift Cards In-Store

In-store purchases offer more flexibility. Many brick-and-mortar stores allow you to use multiple gift cards on a single transaction. However, it’s always best to check with the store’s policy before making a purchase.

Consolidating Gift Card Funds

If you want to use multiple gift cards online, a practical solution is to consolidate the funds onto a single gift card. You can do this by purchasing a store-specific gift card with one of your existing gift cards, then using the new gift card for your online shopping.

Benefits of Consolidating Gift Cards

  • Convenience: You can use a single gift card for all of your online purchases, making it easier to track your spending.
  • Security: Consolidating your funds onto a single gift card reduces the risk of losing or misplacing multiple cards.
  • Flexibility: You can use the consolidated gift card at any store that accepts that particular type of gift card.

Limitations of Consolidating Gift Cards

  • Fees: Some stores may charge a fee to purchase a gift card with another gift card.
  • Limited availability: Not all stores offer the option to purchase gift cards with other gift cards.
  • Expiration dates: The consolidated gift card may expire before the original gift cards, so it’s important to check the expiration dates before consolidating.

Conclusion

While using multiple gift cards at once may not be possible for all online purchases, there are workarounds like consolidating the funds onto a single gift card. This method provides convenience, security, and flexibility when making purchases both online and in-store.