Can you use your Target card to purchase gift cards?

Can You Use Your Target RedCard to Buy Gift Cards? The Short Answer is Yes (But…)

The Target RedCard, a popular choice for frequent Target shoppers, offers enticing perks like 5% off most purchases. But can you leverage those savings to buy gift cards, effectively extending the discount to other retailers? The short answer is yes, but there are some important caveats to keep in mind.

You can indeed use your Target RedCard (both the debit and credit versions) to purchase gift cards at Target, both in-store and online at Target.com. This includes a wide selection of gift cards, from popular restaurants and entertainment venues to major retailers like Amazon, Starbucks, and even Visa and Mastercard gift cards. This allows you to effectively get 5% off at places where your RedCard isn’t normally accepted.

However, there’s a crucial limitation to remember: the Target RedCard is a store card, not a general-purpose credit card. This means its use is strictly confined to Target stores (physical and online). You can’t use your RedCard anywhere else, including the locations where you may be using the purchased gift cards.

So, while you can purchase gift cards with your RedCard and enjoy the 5% discount, the card’s functionality stops there. Think of it as a two-step process: buy the discounted gift card at Target, then use that gift card elsewhere.

Here’s a quick breakdown of the key takeaways:

• Yes: You can buy gift cards at Target using your RedCard (debit or credit).
• Yes: You get your 5% RedCard discount on the gift card purchase.
• No: You cannot use your RedCard anywhere except Target, even if you’re buying something with a gift card you purchased at Target.

Using your RedCard strategically to purchase gift cards can be a smart way to stretch your budget and maximize your savings, especially if you frequently shop at the retailers whose gift cards are sold at Target. Just remember the limitations of the store card and plan your purchases accordingly.