Do you get Amex points after you pay?

Understanding Amex Reward Points Posting Timeline

American Express (Amex) offers a rewards program that allows cardholders to earn points on their purchases. These points can be redeemed for various rewards, such as travel, merchandise, or gift cards.

One common question among Amex cardholders is when they can expect to see their earned reward points posted to their account. The answer is not always straightforward, as the posting timeline can vary depending on the type of card and the transaction.

General Posting Timeline

Typically, Amex reward points are posted to your account after the entire statement balance is paid. This means that if you have a balance remaining on your statement, you will not see your points until that balance has been paid.

Once your statement balance is paid, the points will typically post to your account within 24-48 hours. It’s important to note that these are estimates, and the actual posting time may vary.

Exceptions to the General Timeline

There are some exceptions to the general posting timeline. For example, some Amex cards may offer instant rewards on certain purchases. These rewards will be reflected on your account immediately after the transaction is approved.

Additionally, some merchants may have their own policies regarding reward point posting. For example, a merchant may choose to delay the posting of points until the transaction is complete (e.g., after an item has been shipped or a service has been rendered).

Checking Your Reward Point Balance

You can check your Amex reward point balance online through the Amex website or mobile app. Simply log in to your account and navigate to the “Rewards” section. Your current balance will be displayed there.

Tips for Optimizing Reward Point Posting

• Pay your statement balance in full and on time to ensure that your points are posted promptly.
• Check your account regularly to confirm that your points have been posted.
• Contact Amex customer service if you have any questions or concerns about the posting of your reward points.