How do I bypass PayPal exchange rate?

How to Bypass PayPal Exchange Rates

PayPal is a popular online payment system that facilitates transactions between buyers and sellers worldwide. However, PayPal applies its own exchange rates when converting funds from one currency to another, which can sometimes be less favorable than the rates offered by banks or credit card issuers.

Fortunately, there is a workaround that allows you to bypass PayPal’s exchange rates and use your card issuer’s rates instead. Here’s how to do it:

Step 1: Add Your Card Details to PayPal

• Log in to your PayPal account.
• Click on “Wallet” in the top menu.
• Click on “Link a Card” or “Add a Card.”
• Enter your card number, expiration date, and security code.
• Click on “Link Card.”

Step 2: Make a Purchase

• Find the item you want to purchase and add it to your cart.
• Proceed to checkout.
• On the PayPal payment page, make sure to select the option to pay with your linked card directly. Do not choose the option to pay through PayPal’s balance.
• Complete the checkout process.

By using this method, you are essentially bypassing PayPal’s payment system and using your card issuer’s payment network instead. This means that your card issuer’s exchange rate will be applied to the transaction, which may be more favorable than PayPal’s rate.

Benefits of Bypassing PayPal’s Exchange Rates

• Save money on currency conversions.
• Get better exchange rates from your card issuer.
• Avoid hidden fees associated with PayPal’s exchange rates.

Note:

• This method will only work with cards that are directly linked to your PayPal account.
• Some card issuers may charge fees for currency conversions. It’s advisable to check with your card issuer before using this method.
• PayPal may change its policies at any time, which could affect this workaround.