How do I deactivate an international transaction?

How to Deactivate International Transactions

In today’s globalized world, it’s easy to make purchases from businesses and individuals located in different countries. However, if you’re concerned about unauthorized transactions or simply want to limit your spending outside of your home country, you may want to deactivate international transactions on your credit or debit card.

Contacting Your Card Issuer

The most straightforward way to deactivate international transactions is to contact your card issuer’s customer service department. You can typically find the contact information on the back of your card or on the issuer’s website.

When you call or chat with a customer service representative, explain that you want to disable international transactions. They will likely ask you to verify your identity and may require you to submit a formal request.

Using an Online Portal

Many card issuers also allow you to manage your account online. If your issuer offers this feature, you can log in to your account and navigate to the settings section. There, you should be able to find an option to disable international transactions.

Formal Request Process

In some cases, disabling international transactions may require a formal request in writing. Your card issuer may provide you with a form to complete or ask you to send a letter with your request. The letter should include your account information, the reason for the request, and your signature.

Processing Time

Once you submit your request, it may take a few business days for your card issuer to process it. In the meantime, your card may still be able to make international transactions. Therefore, it’s important to monitor your account activity closely until the request is completed.

Additional Notes

• If you need to make a legitimate international transaction in the future, you may need to contact your card issuer to reactivate international transactions.
• Disabling international transactions can help protect you from unauthorized purchases but may also limit your ability to make legitimate purchases from overseas businesses.
• Some card issuers may charge a fee for deactivating international transactions. Be sure to inquire about any fees before submitting your request.