How do I get an Apple Pay card?

How to Effortlessly Obtain an Apple Pay Card

Apple Pay, Apple’s secure and convenient mobile payment service, allows users to make purchases with their iPhone, Apple Watch, or iPad. To use Apple Pay, you’ll need to have an Apple Pay card linked to your Apple Wallet. Here’s a step-by-step guide on how to get an Apple Pay card:

1. Ensure Eligibility:

Before applying for an Apple Pay card, check if you meet the eligibility criteria:

• You must be at least 18 years old (19 in Alabama and Nebraska)
• You must be a legal resident of the United States
• You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN)
• You must have a compatible Apple device running iOS 12 or later or macOS 10.14 or later

2. Open the Wallet App:

On your eligible device, open the Wallet app. This is where you’ll manage your Apple Pay cards and other payment methods.

3. Tap “+” Button:

In the Wallet app, tap the “+” button located in the top-right corner. This will open a menu with various options.

4. Select “Apple Card”:

From the menu, choose “Apple Card.” This will initiate the application process for the Apple Card, which is issued by Goldman Sachs Bank USA.

5. Provide Information:

Follow the on-screen instructions to provide personal and financial information, such as your name, address, income, and Social Security number. This information is used to determine your eligibility and creditworthiness.

6. Review and Accept Terms:

Carefully review the terms and conditions of the Apple Card. By accepting, you agree to the card’s interest rates, fees, and other terms.

7. Submit Application:

Once you have reviewed and accepted the terms, tap “Submit Application.” Goldman Sachs Bank USA will review your application and make a decision within minutes.

8. Receive Approval:

If approved, you will receive a notification on your device stating that you have been issued an Apple Pay card. The card will be immediately available in your Wallet app.

9. Start Using Apple Pay:

You can now start using your Apple Card with Apple Pay. Add the card to your Apple Wallet and use it to make purchases in stores, within apps, or online anywhere Apple Pay is accepted.

Additional Tips:

• If your application is denied, you can request a reconsideration by contacting Goldman Sachs Bank USA at 1-877-255-5923.
• You can apply for an Apple Card from any Apple Store or through the Apple Card website.
• If you have questions or encounter any issues, visit the Apple Support website for assistance.