How do I pay from one debit card to another?

How to Transfer Funds Between Debit Cards

Transferring funds between debit cards is a convenient and straightforward process. Whether you need to send money to a friend, family member, or another account, this guide will provide you with step-by-step instructions on how to complete the transaction.

Step 1: Log In to Your Bank’s Online Portal

Begin by logging into the online banking portal of the bank associated with the debit card you wish to send funds from. Once you have successfully logged in, locate the “Money Transfer” or “Transfer Funds” option within the menu bar.

Step 2: Select the Sending and Receiving Cards

Within the money transfer section, you will need to select the debit card from which you want to transfer funds. This is known as the “sending” card. Additionally, you will need to provide the debit card number or account number of the recipient, which is referred to as the “receiving” card.

Step 3: Enter the Amount and Confirm

Enter the amount of money you wish to transfer between the two debit cards. Ensure that you have sufficient funds available in the sending account before proceeding. Carefully review the transfer details, including the amount, sending card number, and receiving card number.

Step 4: Confirm the Transaction

Once you are satisfied with the transfer details, click on the “Confirm” or “Submit” button. Your bank may require you to verify the transaction by entering a one-time password (OTP) or security code sent to your registered mobile phone number.

Step 5: Ensure Account Availability

Before initiating the transfer, it is crucial to ensure that both the sending and receiving accounts are active and available for transfers. Verify that the accounts are not frozen, suspended, or otherwise restricted. If either account is unavailable, the transaction may fail or be delayed.

Additional Tips

• Consider any transfer limits or fees imposed by your bank before initiating the transaction.
• Double-check the receiving card number or account number to avoid transferring funds to the wrong account.
• Keep a record of the transaction details for future reference.
• Contact your bank’s customer support if you encounter any issues during the transfer process.