How do I stop my contactless card from being skimmed?

Protect Yourself from Contactless Card Skimming

Contactless cards offer convenience, but they also come with risks. Skimming devices can capture your card information without your knowledge. Here’s how to protect your contactless card from this threat:

1. Monitor Your Statements

Regularly review your bank or credit card statements for any unauthorized transactions. If you notice anything suspicious, report it immediately.

2. Inspect Payment Terminals

Before using a payment terminal, inspect it for signs of tampering. Look for unusual elements, such as wires or card readers attached to the terminal. If you’re in doubt, use a different terminal or pay with another method.

3. Choose Secure Locations

When using your contactless card, favor payment terminals in well-lit, public areas. This reduces the risk of encountering skimmers hidden in secluded or dark locations.

4. Use a Mobile Wallet

Consider using a mobile wallet app to store your contactless card information. Mobile wallets add an extra layer of security through encryption and two-factor authentication.

5. Pay Inside Stores

When possible, opt to pay inside stores instead of at outdoor terminals. This minimizes the risk of your card being skimmed by unauthorized individuals.

Additional Tips:

• Keep your contactless card in a secure location, such as a shielded wallet or purse.
• Avoid carrying multiple contactless cards in close proximity, as they can interfere with each other’s signals.
• If you lose your contactless card, report it immediately and have it blocked.
• Regularly check your card’s battery, as a dead battery can prevent it from transmitting information to payment terminals.