How do I stop subscription charges on my debit card?

How to Stop Recurring Debit Card Charges

Unwanted subscription charges can be a nuisance and drain on your finances. Here’s a step-by-step guide to effectively stop these charges:

1. Contact the Company Directly

The most direct way to stop recurring debit card charges is to contact the company responsible for the charges. You can find their contact information on your bank statement or the company’s website.

2. Revoke Authorization for Automatic Payments

When you speak to the company’s representative, clearly state that you are revoking your authorization for them to automatically withdraw funds from your debit card. Explain that you wish to cancel the subscription or membership associated with the charges.

3. Follow Up with Written Confirmation

To ensure the cancellation is documented, send a written confirmation to the company. This can be in the form of a letter or email. In your correspondence, include:

• The name of the company
• Your account number or subscription information
• The date you contacted the company and revoked authorization
• A request for confirmation of the cancellation

Additional Tips:

• Keep a record of your interactions with the company, including emails, phone calls, and any written correspondence.
• Monitor your bank account to ensure that the charges have stopped.
• If the charges continue despite your efforts, contact your bank to dispute the unauthorized transactions.

By following these steps, you can effectively stop recurring debit card charges and prevent unauthorized withdrawals from your account. Remember, documentation and communication are key to ensuring the cancellation is successful.