How do I use Apple money instead of a credit card?

Using Apple Money as an Alternative to Credit Cards

In a world increasingly reliant on digital transactions, Apple Money offers a convenient and secure alternative to traditional credit cards. With a few simple steps, you can use your Apple balance to make purchases both online and in-store.

Redeeming Gift and Content Codes

To add funds to your Apple balance, you can redeem gift or content codes. Gift cards can be purchased from retailers or online, while content codes are typically used for specific purchases, such as apps or movies.

To redeem a gift or content code, follow these steps:

1. Open the App Store, iTunes, or other applicable Apple application.
2. Tap the “Redeem” button.
3. Enter the 16-digit code starting with “X” found on the back of an iTunes gift card or the code provided for other content codes.
4. Tap “Redeem.”

Applying Your Account Balance to Purchases

Once you have funds in your Apple balance, you can use them to make purchases in various ways:

• Online: When checking out on the App Store, iTunes, or other Apple services, select “Apple Account” as your payment method. Confirm the purchase using your Apple ID and password.
• In-App: When making purchases within apps, tap “Payment” and select “Apple Account.” Enter your Apple ID and password to complete the transaction.
• Apple Pay: If you have Apple Pay enabled on your device, you can use your Apple balance to make purchases at supported merchants both online and in-store. Simply hold your device near the contactless reader and authorize the payment using Face ID, Touch ID, or your passcode.

Benefits of Using Apple Money

Using Apple Money as an alternative to credit cards offers several advantages:

• Convenience: You can easily redeem gift cards and add funds to your balance without having to handle physical cash or cards.
• Security: Your Apple balance is securely stored and protected by Apple’s industry-leading security measures.
• Control: You can easily track your spending and manage your Apple balance through the App Store or iTunes.
• Rewards: When you use your Apple balance, you can earn Apple Cash rewards on certain purchases made through Apple Pay.

By understanding how to use Apple Money instead of a credit card, you can enjoy the benefits of digital payment while minimizing the risks associated with traditional methods. Embrace the convenience, security, and rewards of Apple Money today.