How much money should I take on a cruise with me?

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Cruise funds should be flexible, with $50-$120 per day for onboard activities like shore excursions, souvenirs, casino games, and spa treatments. Duty-free purchases add further spending possibilities.
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Budgeting for Onboard Expenses on a Cruise

Planning a cruise requires careful consideration of expenses beyond the initial fare. While many amenities are included in the cruise cost, additional activities and purchases can quickly add up. This guide will provide insights into how much money to take on a cruise to ensure a comfortable and enjoyable experience.

Daily Allowance for Onboard Activities

A good rule of thumb is to budget between $50 and $120 per day for onboard expenses. This amount can cover a range of activities, including:

  • Shore excursions: Embarking on guided tours or adventures at ports of call.
  • Souvenirs: Purchasing mementos to commemorate the trip.
  • Casino games: Participating in slots, table games, or other forms of gambling.
  • Spa treatments: Pampering oneself with massages, facials, or other services.

The specific amount you allocate for each day will depend on your personal preferences and the type of cruise you are taking. For example, cruises with more extensive shore excursion offerings may require a higher daily budget.

Duty-Free Purchases

Another potential expense to consider is duty-free shopping. Cruise ships often offer a wide selection of duty-free merchandise, including alcohol, tobacco, perfume, and jewelry. While these items may be priced below their retail counterparts ashore, it’s important to budget for these purchases if you plan on indulging.

Additional Considerations

In addition to the onboard activities outlined above, other expenses you may encounter include:

  • Gratuities: It is customary to tip service staff, room stewards, and other crew members.
  • Specialty dining: Some cruises offer upgraded dining experiences that come with an additional charge.
  • Internet access: Wireless internet may incur a daily or hourly fee.

Conclusion

Determining how much money to take on a cruise involves balancing personal spending habits with the specific amenities and activities offered on the chosen itinerary. By budgeting between $50 and $120 per day for onboard expenses, cruisers can enjoy a comfortable and memorable vacation without overspending. Additionally, budgeting for duty-free purchases and other miscellaneous expenses ensures a stress-free financial experience throughout the cruise.