How to change total limit SPayLater?

How to Adjust Your SPayLater Total Limit

SPayLater, Shopee’s in-house payment solution, allows you to cover a portion of your orders and settle the remaining balance later. To ensure you have sufficient funds available for future purchases, it may be necessary to adjust your SPayLater total limit.

Understanding SPayLater Limit

Your SPayLater total limit represents the maximum amount you can utilize for purchases. This limit determines the extent to which you can utilize SPayLater and is based on various factors, including your creditworthiness and purchase history.

Steps to Adjust SPayLater Limit

1. Log in to the Shopee App: Open the Shopee mobile application and sign in to your account.

2. Navigate to SPayLater Page: Tap on the “Me” tab in the bottom navigation bar. Then, select “SPayLater” from the menu.

3. Access Limit Settings: On the SPayLater page, click on the “Limit” section.

4. Request Limit Adjustment: Tap on the “Request Limit Adjustment” option.

5. Provide Supporting Documents: If prompted, upload any necessary supporting documents, such as proof of income or bank statements, to support your request.

6. Submit Request: Once you have provided all the required information, click on the “Submit” button to initiate the limit adjustment request.

Processing Time and Approval

SPayLater will review your request and assess your financial situation before making a decision. The processing time may vary, but typically takes a few business days. If your request is approved, you will be notified via the Shopee app.

Note:

• SPayLater limit adjustments are not guaranteed and may be subject to various factors.
• It is advisable to use your SPayLater limit responsibly and repay your balances on time to maintain a good credit rating.
• If you have any questions or encounter difficulties adjusting your limit, you can contact SPayLater customer support for assistance.