How to check credit score of debit card?

How to Check Your Credit Score Using a Debit Card

While most people associate credit scores with credit cards, it is possible to check your credit score using a debit card. Here are the steps to follow:

1. Access Your Online Banking Account:

Log in to your online banking account associated with the debit card. Once you have entered your credentials and verified your identity, you will be able to access your account’s dashboard.

2. Locate the “My Services” Section:

Look for a section labeled “My Services” or “Account Services.” This section usually provides access to various account-related features and information.

3. Select “View Your Credit Score”:

Within the “My Services” section, you should find an option that allows you to view your credit score. It may be labeled as “Credit Score” or “View My Credit Score.”

4. Review the Details Carefully:

Once you select the option to view your credit score, you will be provided with a detailed report. This report will typically include:

• Your credit score: This is a numerical representation of your creditworthiness.
• Score range: This indicates the range within which your score falls.
• Factors affecting your score: This section provides details on the various factors that have contributed to your credit score, such as payment history, credit utilization, and credit age.

Note:

• The availability of credit score checking services may vary depending on your bank and the type of debit card you have.
• Some banks may offer this service for free, while others may charge a fee.
• Your credit score may not be updated in real-time, so there may be a delay between when you check your score and when it reflects recent activity.