How to get rid of credit one annual fee?

How to Avoid the Credit One Annual Fee

Credit One is a credit card issuer that offers a variety of cards, including both secured and unsecured credit cards. Some of Credit One’s cards have an annual fee, which can range from $20 to $99. However, there are several ways to avoid paying this fee.

Contact Customer Service

One of the easiest ways to avoid the Credit One annual fee is to simply contact customer service and request a fee waiver. You can do this by phone, mail, or online. When you contact customer service, be sure to explain your financial situation and why you cannot afford to pay the annual fee. If you can provide documentation of your financial hardship, this will increase your chances of getting a fee waiver.

Make a Large Purchase

Another way to avoid the Credit One annual fee is to make a large purchase on your card within the first 90 days of opening your account. If you spend $500 or more on your card within this time period, Credit One will waive the annual fee for the first year.

Use Your Card Regularly

If you use your Credit One card regularly, you may be eligible for a fee waiver. Credit One offers a variety of rewards programs that can help you earn points towards free travel, merchandise, and other rewards. If you earn enough points, you may be able to redeem them for a fee waiver.

Close Your Account

If you are unable to avoid the Credit One annual fee, you may want to consider closing your account. However, you should only do this if you are certain that you will not need the card in the future. Closing your account could damage your credit score and make it more difficult to get approved for new credit in the future.

Conclusion

If you are facing financial hardship, there are several ways to avoid paying the Credit One annual fee. Contacting customer service, making a large purchase, or using your card regularly can all help you get a fee waiver. However, if you are unable to avoid the fee, you may want to consider closing your account.