How to pay SPayLater no charge?

How to Pay SPayLater with No Charge

SPayLater is a convenient payment option offered by Shopee that allows you to purchase items now and pay later. To ensure a seamless and cost-effective repayment process, follow these steps:

1. Access Your SPayLater Statement

Open the Shopee app and navigate to the “SPayLater” section. Here, you will find your current balance and due date.

2. Choose Your Preferred Payment Method

SPayLater offers multiple payment options, including:

• ShopeePay: Directly deduct funds from your ShopeePay wallet.
• E-wallets: Use e-wallets like Touch ‘n Go, Boost, and GrabPay to transfer funds.
• Online Banking: Transfer funds from your bank account via online banking platforms like FPX and JomPAY.

3. Utilize Instapay’s QRPH System for Free Transactions

For completely free transactions, consider using Instapay’s QRPH (Quick Response Payment Hub) system. This method allows you to scan a QR code using your Instapay app and transfer funds directly.

4. Process Your Payment

Follow the on-screen instructions to complete your payment. Enter the necessary details, such as the amount, payment method, and confirmation code.

5. Check Payment Confirmation

Once your payment is processed, you will receive a confirmation message. Check your SPayLater balance to ensure that it has been updated accordingly.

Additional Tips:

• Make sure to pay your SPayLater balance on time to avoid late payment fees.
• Consider using Shopee promotions or cashback offers to reduce payment charges.
• If you encounter any issues with your SPayLater payment, contact Shopee customer support for assistance.

By utilizing these methods, you can effortlessly repay your SPayLater balance with no additional charges. Enjoy the convenience of SPayLater while maintaining financial control.