How to use Wise digital card without card?

Leave Your Wallet at Home: Unleashing the Power of Your Wise Digital Card

In today’s increasingly digital world, the need for physical cards is rapidly diminishing. Wise, formerly TransferWise, offers a digital card specifically designed for seamless international transactions. But what if you want to leave your wallet at home entirely? The beauty of the Wise digital card lies in its ability to be used even without carrying the physical card, thanks to the power of mobile wallets.

The key to unlocking this convenience lies in leveraging the power of Apple Pay or Google Pay on your smartphone. These digital wallets transform your phone into a secure and efficient payment method, allowing you to make contactless transactions at millions of locations worldwide. Here’s how to do it:

Step-by-Step Guide to Using Your Wise Digital Card Without the Physical Card:

1. Open Your Mobile Wallet: On your iPhone, open the Apple Wallet app. On your Android device, open the Google Pay app. These apps usually come pre-installed, but if you don’t have them, you can easily download them from the App Store or Google Play Store.

2. Add a New Card: Within the app, look for an option to add a new card. This is usually represented by a “+” icon or a button labeled “Add Card” or something similar.

3. Enter Your Wise Card Details: You will be prompted to enter your card details. This is where your Wise digital card information comes in. You can find this information within the Wise app or on the Wise website after logging into your account. You’ll need:

   • Card Number: The 16-digit number on the front of the card.
   • Expiration Date: The month and year when the card expires.
   • CVV: The 3-digit security code on the back of the card (or accessible through the Wise app for digital cards).

4. Verification: For security purposes, your bank (in this case, Wise) will likely need to verify that you are the cardholder. This may involve receiving a verification code via SMS, email, or within the Wise app itself. Follow the instructions provided by the app to complete the verification process.

5. Start Using Your Card! Once your card is successfully added and verified, you’re ready to go!

Benefits of Using Your Wise Digital Card with Apple Pay or Google Pay:

• Convenience: No more fumbling for your wallet or worrying about losing your physical card. Simply tap your phone to pay.
• Security: Mobile wallets use advanced encryption and tokenization to protect your card details. Your actual card number is never shared with the merchant, reducing the risk of fraud.
• Contactless Payments: Enjoy hygienic and touch-free transactions, especially important in today’s environment.
• International Travel Made Easy: Use your Wise digital card seamlessly in different countries without worrying about foreign transaction fees (be sure to check Wise’s fee structure for specific currencies).
• Track Your Spending: Both Apple Pay and Google Pay provide a clear overview of your transactions, helping you monitor your spending habits.

Important Considerations:

• Availability: Make sure the merchant accepts contactless payments and that Apple Pay or Google Pay are supported in that region.
• Device Compatibility: Ensure your smartphone is compatible with Apple Pay or Google Pay.
• Security Best Practices: Always keep your phone password-protected and be mindful of your surroundings when making payments.

By leveraging the power of your Wise digital card in conjunction with Apple Pay or Google Pay, you can enjoy a more convenient, secure, and streamlined payment experience, both at home and abroad. So, ditch the bulky wallet and embrace the freedom of mobile payments!