What do I do if I've given my details to a scammer?

Protect Yourself After Sharing Information with a Scammer

If you’ve unwittingly provided personal or financial information to a scammer, it’s crucial to take immediate action to mitigate potential risks. Here’s a comprehensive guide on what to do:

Step 1: Contact Your Bank

Time is of the essence when dealing with a suspected scam. Contact your bank as soon as possible, regardless of whether any unauthorized transactions have occurred. Banks have measures in place to safeguard customer accounts and can guide you through necessary security updates.

Secure Your Account

The bank may freeze your account or issue new cards to prevent unauthorized access. They can also assist in changing your password and setting up additional security protocols.

Monitor Your Account Regularly

Keep a close eye on your bank account and credit reports for any suspicious activity. Regularly check for unauthorized transactions, withdrawals, or changes to your account settings.

Report to the Authorities

Notify the Federal Trade Commission (FTC) about the scam by filing a complaint online at IdentityTheft.gov. Similarly, report the incident to your local police department to document the situation and support any potential criminal investigations.

Freeze Your Credit

Consider freezing your credit with the major credit bureaus (Equifax, Experian, and TransUnion) to prevent the scammer from opening new accounts in your name. This will also make it harder for identity thieves to access your personal information.

Other Protective Measures

• Change passwords for all online accounts that may have been compromised.
• Enable two-factor authentication whenever possible.
• Avoid clicking on links or opening attachments in unsolicited emails or text messages.
• Be wary of phishing scams, where scammers try to impersonate legitimate organizations to trick you into revealing sensitive information.

Remember:

• Time is critical when dealing with a scam. Contact your bank and authorities immediately.
• Stay vigilant and monitor your accounts for suspicious activity.
• Take proactive steps to protect your personal and financial information.