What happens if you can't pay SPayLater?

Consequences of Unpaid SPayLater Bills

SPayLater, a popular payment service offered by Shopee, allows users to make purchases now and pay later. However, failing to meet payment obligations can have serious consequences for account holders.

Account Suspension

One of the primary repercussions of delinquent SPayLater payments is account suspension. This action is taken as a measure to protect the lender (Shopee) and encourage timely payments. Account suspension means that users will be unable to access their SPayLater account or make new purchases using the service.

Missed Due Dates

SPayLater payments are typically due on the 1st, 10th, or 20th of each month. Missing these due dates will result in immediate deactivation of the SPayLater account. This deactivation can have a ripple effect on other aspects of your Shopee account.

Impact on Shopee Account

Unpaid SPayLater bills can negatively affect your overall Shopee account status. As Shopee and SPayLater are linked services, the suspension or deactivation of one can impact the other. This may restrict your ability to make purchases, redeem discounts, or participate in promotions on Shopee.

Future Purchases

In addition to the current account suspension, unpaid SPayLater payments can have long-term consequences for future purchases. Shopee may evaluate your payment history when determining your eligibility for future SPayLater approvals or other financing options. A history of delinquent payments can make it more difficult to obtain credit in the future.

Consequences of Delinquent Payments

Therefore, it is crucial to make timely SPayLater payments to avoid the following consequences:

• Account suspension
• Negative impact on Shopee account status
• Difficulty obtaining future credit
• Potential financial penalties

If you are experiencing difficulties making your SPayLater payments, it is important to contact Shopee customer support immediately. They may be able to provide assistance and explore payment arrangements to avoid account suspension.