Can foreigners use NAVER Pay on Reddit?

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Foreigners cannot utilize Naver Pay without a verified Korean phone number. Online transactions in South Korea typically require local identification. Refunds may be pursued for unauthorized charges.
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Using NAVER Pay for Foreigners: Restrictions and Alternatives

NAVER Pay, a popular payment platform in South Korea, is primarily designed for domestic users. Foreigners may face difficulties using NAVER Pay due to the following reasons:

Verified Korean Phone Number Requirement

To register for NAVER Pay, users must provide a verified Korean phone number. This requirement effectively limits the accessibility of the service to foreigners who do not possess a local mobile number.

Local Identification for Online Transactions

In South Korea, online transactions often necessitate local identification. This includes providing a Korean resident registration number (RRN) or a physical address within the country. Foreigners without these credentials may not be able to complete transactions on platforms that require local verification.

Alternatives for Foreigners

Despite these restrictions, foreign visitors and residents may still have options for making payments in South Korea. Some alternative payment methods include:

  • International Credit or Debit Cards: Most international credit and debit cards are accepted in stores and online in South Korea.
  • Mobile Payment Apps: Foreigners with smartphones can consider using mobile payment apps such as Apple Pay or Google Pay. These apps often support international cards and may not require local verification.
  • Cash: Cash is still widely accepted in South Korea, especially in smaller establishments and markets.

Unauthorized Charges

If foreigners encounter unauthorized charges on their foreign cards due to fraudulent NAVER Pay transactions, they should contact their card issuer immediately. Issuers typically provide protections against unauthorized charges, and refunds may be available.

Conclusion

While NAVER Pay is not readily accessible to foreigners, alternative payment options are available. By understanding the restrictions and considering these alternatives, foreign visitors and residents can navigate payment transactions in South Korea with ease. It is always advisable to inquire with local merchants and service providers about accepted payment methods to avoid potential obstacles.