Can I buy a house in Portugal and live there permanently?

Dreaming of sun-drenched beaches, vibrant culture, and delicious pastéis de nata? Portugal’s allure has captivated many, leading to a surge in international property buyers. The good news is, buying a house in Portugal as a foreigner is relatively straightforward. The process is similar to other European countries, with clear legal frameworks and readily available support from real estate professionals. But a crucial distinction must be made: owning property in Portugal doesn’t automatically grant you the right to live there permanently.

While the dream of owning a Portuguese haven is achievable, establishing permanent residency requires a separate visa application. Purchasing a property simplifies certain aspects of this process, but it’s not a shortcut to residency. Think of it this way: buying a house gives you a place to stay, but a visa gives you the right to stay.

So, can you buy a house in Portugal and live there permanently? Yes, absolutely. But the “living there permanently” part hinges on securing the appropriate visa. Simply purchasing a property is only half the equation.

Here’s a clearer breakdown:

Buying a House:

• Open Market: Portugal welcomes foreign property investment. The process involves finding a property, securing financing (if needed), engaging a lawyer, and completing the purchase transaction.
• Golden Visa Programme: This program offers residency through investment, including real estate. While it provides a pathway to residency, it has specific investment thresholds and requirements, often involving higher property values than standard purchases. It’s worth noting that this program is currently under review and may be subject to changes.

Living There Permanently (Residency):

• D7 Visa (Passive Income Visa): A popular option for those who can demonstrate a consistent passive income stream, such as pensions, rental income, or investments. Owning property in Portugal can strengthen your application, offering proof of ties to the country and a place to reside.
• Golden Visa (as mentioned above): A more investment-heavy route, but it offers a faster track to residency.
• Other Visa Options: Various other visa categories exist, including work visas and those for entrepreneurs. Researching the options that best fit your circumstances is essential.

Key Takeaway:

Buying a house in Portugal is achievable and relatively straightforward. However, converting that purchase into permanent residency requires a dedicated visa application. Don’t confuse property ownership with residency rights. Do your due diligence, explore the visa options available, and consult with immigration professionals to ensure a smooth transition to living your Portuguese dream. Planning and understanding the separate processes involved will pave the way for a successful and enjoyable experience.