Can I use a visa instead of an Octopus card?

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For Octopus card top-ups via the app, tourists can use supported Mastercard, UnionPay, or Visa credit/debit cards (not issued in Hong Kong). Apple Pay integration is also available. A non-Hong Kong Mastercard linked to the app is another option.
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Using Visa for Octopus Card Transactions

Octopus Card Top-Ups via App

Yes, you can use a Visa credit/debit card (not issued in Hong Kong) for Octopus card top-ups via the Octopus app. This is a convenient option for tourists who don’t want to carry cash or purchase a physical Octopus card.

Supported Visa Cards

The following Visa cards are supported for Octopus card top-ups via the app:

  • Visa credit cards
  • Visa debit cards
  • Visa prepaid cards

How to Top-Up with Visa

  1. Download the Octopus app on your smartphone.
  2. Create an account and add your Visa card.
  3. Select “Top-Up” and enter the amount you wish to add.
  4. Tap “Pay with Visa.”

Other Payment Options

In addition to Visa, tourists can also use the following payment methods for Octopus card top-ups via the app:

  • Mastercard
  • UnionPay
  • Apple Pay (with a non-Hong Kong Mastercard linked to the app)

Benefits of Using Visa

  • Convenient and contactless way to top up your Octopus card
  • Avoid carrying cash or purchasing a physical Octopus card
  • Access to a variety of payment options via the Octopus app

Note: Please be aware that Visa cards issued in Hong Kong cannot be used for Octopus card top-ups via the app.