Can I use my Wise card at an ATM?

Unlock Global Cash Access: Using Your Wise Card at ATMs

In an increasingly cashless world, the need for accessible cash still persists. Whether you’re exploring bustling foreign markets, navigating regions with limited card acceptance, or simply prefer the tangible feel of banknotes, having a reliable way to access your money is crucial. That’s where the Wise card steps in, offering a simple and convenient solution for withdrawing cash almost anywhere in the world.

Forget the hassle of exchanging currencies before you travel or relying on potentially unreliable and expensive local exchange services. Your Wise card acts as a key to a global network of ATMs, allowing you to tap into your multi-currency account and withdraw local currency directly.

Here’s how easy it is to use your Wise card at an ATM:

The process is remarkably straightforward and mirrors using a standard debit or credit card:

1. Locate a Compatible ATM: Look for ATMs displaying Visa or Mastercard symbols, as the Wise card operates on these globally recognized networks.
2. Insert Your Card: Just like with any other bank card, carefully insert your Wise card into the designated slot on the ATM.
3. Enter Your PIN: For security purposes, you’ll be prompted to enter your Personal Identification Number (PIN). Make sure to shield the keypad to protect your PIN from prying eyes.
4. Select Withdrawal and Amount: Follow the on-screen prompts to select the withdrawal option and specify the amount of local currency you wish to withdraw.
5. Confirm and Collect: Review the transaction details displayed on the screen and confirm your withdrawal. The ATM will then dispense your cash along with a transaction receipt.

Why Choose the Wise Card for ATM Withdrawals?

• Global Reach: Withdraw cash in hundreds of currencies from ATMs across the globe.
• Competitive Exchange Rates: Wise utilizes the mid-market exchange rate (the rate you see on Google) with transparent fees, often beating traditional bank exchange rates.
• Multi-Currency Account: Hold and manage your money in multiple currencies within the same account.
• Easy Management: Track your ATM withdrawals and other transactions directly within the Wise app.
• Security: Benefit from built-in security features and the ability to freeze your card instantly through the app if needed.

Important Considerations:

• ATM Fees: While Wise strives for transparency, individual ATM operators may charge their own fees. Be aware of these potential charges, which will usually be displayed before you confirm your withdrawal.
• Withdrawal Limits: Wise has daily and monthly withdrawal limits for security reasons. You can usually adjust these limits within the Wise app based on your needs.
• Currency Conversion: If you withdraw a currency that isn’t held in your Wise account, Wise will automatically convert it from another currency in your account at the prevailing exchange rate.

The Wise card simplifies global cash access, offering a reliable and cost-effective alternative to traditional banking methods. Whether you’re a frequent traveler, an expatriate, or simply looking for a smarter way to manage your money across borders, the Wise card is a valuable tool to keep in your wallet. Embrace the freedom and convenience of accessing your funds whenever and wherever you need them with the Wise card at your fingertips.