Do I need to call my bank before I leave the country?

Protect Your Finances: Call Your Bank Before International Travel

When embarking on an international adventure, it’s crucial to take steps to ensure that your financial transactions run smoothly abroad. One essential step is to inform your bank of your travel dates and destinations.

Why It’s Important

Failing to notify your bank can lead to potential card restrictions or declined transactions. When you use your cards overseas, your bank may flag the activity as suspicious and block your account. This can leave you stranded without access to funds in a foreign country.

What to Do

To avoid such inconveniences, it’s highly recommended to call your bank before departing. Provide them with the following information:

• Your travel dates
• The countries you will be visiting
• The specific cards you will be using abroad

This simple yet effective step will authorize your bank to recognize international transactions as legitimate.

Additional Tips

• Consider carrying a backup card from a different financial institution or using traveler’s checks.
• Inform your credit card company about your travel plans as well.
• Monitor your account regularly while traveling.
• Choose ATMs that are located in secure areas or within banks.
• Be cautious of currency exchange scams.

By taking these proactive measures, you can minimize the risk of financial disruptions and enjoy your international travels with peace of mind.