Does first direct charge for using abroad?

Using First Direct Mastercard Debit Card Abroad

When traveling abroad, it’s important to understand the fees associated with using your debit card. First Direct offers a Mastercard Debit Card that provides certain benefits when used internationally.

Purchases

First Direct’s Mastercard Debit Card is a great choice for making purchases abroad. It does not charge any foreign transaction fees, allowing you to enjoy the convenience of cashless payments without incurring additional charges. This means you can shop, dine, and use your card for other purchases at the same rate as you would in the UK.

ATM Withdrawals

However, it’s important to note that First Direct may charge fees for ATM withdrawals abroad. These charges vary depending on the specific terms and conditions of your account. It’s crucial to check these terms carefully before using your card at an ATM overseas.

Here are some tips for minimizing fees when using your First Direct Mastercard Debit Card abroad:

• Notify First Direct before traveling: Inform your bank that you will be using your card abroad to avoid potential issues with your account.
• Choose ATMs affiliated with Mastercard: These ATMs may offer lower fees or no fees at all.
• Consider using alternative ways to withdraw cash: Explore options such as taking out larger amounts at once to reduce the number of transactions, or using a currency exchange service.
• Check the exchange rate: Be aware of the current exchange rate to ensure you are getting a fair deal when withdrawing cash.

Overall, First Direct’s Mastercard Debit Card is a convenient and cost-effective option for making purchases abroad. However, it’s essential to understand the potential fees associated with ATM withdrawals to avoid any unexpected charges. By following these tips, you can minimize expenses and enjoy the benefits of using your debit card overseas.