Does IRCTC accept credit cards?

Does IRCTC Accept Credit Cards for Railway Ticket Bookings?

Yes, Indian Railway Catering and Tourism Corporation (IRCTC), the official e-ticketing arm of the Indian Railways, accepts payments via credit cards for the ease and convenience of its customers. By utilizing credit cards, travelers can seamlessly book railway tickets online without the hassle of cash transactions.

Supported Credit Card Types

IRCTC accepts a wide range of credit cards, including popular providers such as:

• Visa
• Mastercard
• RuPay
• American Express

Payment Process

To make a payment using a credit card on IRCTC’s website, follow these steps:

1. Select the desired train and ticket details.
2. Proceed to the payment gateway.
3. Choose “Credit Card” as the payment option.
4. Enter the necessary credit card information, including the card number, expiry date, and CVV.
5. Verify the payment by entering the OTP (One-Time Password) sent to the registered mobile number.

Security and Authorization

IRCTC utilizes authorized and secure payment gateways to process credit card transactions. These gateways are certified and compliant with industry-standard security protocols, ensuring the protection of customers’ sensitive financial data.

Important Considerations

To ensure a smooth payment process, travelers should consider the following:

• Check that the credit card is valid and has sufficient funds or credit limits for the ticket purchase.
• Ensure that the authorized payment gateways are used to avoid any security risks.
• Keep the credit card information confidential and avoid sharing it with unauthorized individuals.

By accepting credit cards, IRCTC provides a convenient and secure payment option for its customers, making railway ticket bookings quick and hassle-free.