Does Visa charge an international transaction fee?

International Transaction Fees for Visa Debit Cards

Visa cardholders may encounter transaction fees when making purchases or withdrawals outside their home country. These fees vary depending on the issuing bank and the specific type of transaction.

NAB Platinum Visa Debit Card

Specifically for the NAB Platinum Visa Debit card, overseas spending incurs no purchase transaction fees. This means that when you use your card to make purchases at retail stores or online, you will not be charged any additional service fees.

Other International Charges

However, it is important to note that while purchase transactions are exempt from fees, other international charges may still apply depending on the nature of the transaction. These charges may include:

• Foreign exchange fees: When you use your card to purchase items in a currency other than your home currency, your bank may charge a foreign exchange fee for converting the transaction.
• ATM withdrawal fees: If you withdraw cash from an ATM abroad, your bank may charge an ATM withdrawal fee.
• International money transfer fees: If you transfer money internationally using your Visa card, your bank may charge a transfer fee.

Checking Card Terms and Conditions

To obtain complete details on the international transaction fees that apply to your specific Visa card, it is advisable to consult the card’s terms and conditions. These documents typically outline all applicable fees and charges associated with using the card abroad.

By understanding the potential international transaction fees associated with your Visa card, you can make informed decisions when using it overseas and minimize any unexpected charges.