How does a foreigner pay in China?

Navigating Chinese Payments as a Tourist

As a foreign visitor to China, understanding the local payment landscape is crucial for seamless financial transactions. Here’s a simplified guide to help you navigate Chinese payments as a tourist:

Download Alipay or WeChat Pay

The two dominant mobile payment platforms in China are Alipay and WeChat Pay. These apps enable cashless transactions, making them essential tools for navigating the Chinese economy. Both platforms offer international versions that cater to foreigners.

Registration and Verification

When registering for an international version of Alipay or WeChat Pay, expect to provide your passport and international card details for verification. This process ensures your identity and allows you to link your payment methods securely.

Making Payments

Once your account is verified, you can use Alipay or WeChat Pay to make payments conveniently. Simply scan the merchant’s QR code, input the amount, and confirm the transaction.

Using Your International Card

While mobile payments are widely accepted in China, carrying a physical international card is recommended as a backup. Ensure you activate international transactions on your card before traveling. When making purchases with your card, be aware that some businesses may charge a small foreign transaction fee.

Other Payment Options

In some instances, you may encounter merchants who do not accept digital payments. In such cases, cash is still widely used in China, particularly in smaller businesses and rural areas.

Tips for Tourists

• Download your preferred mobile payment app well before arriving in China to avoid data usage charges.
• Keep your passport and international card with you at all times for verification purposes.
• Notify your bank about your travel plans to avoid any payment issues.
• Familiarize yourself with the basic Chinese phrases related to payment, such as “zhifu” (payment) and “kaquan” (card).
• Be aware of potential scams involving QR code payments. Only scan QR codes from reputable sources.