How does money work on a cruise?

How does money work on a cruise?

Cruise ship transactions are designed to be as seamless and convenient as possible for passengers. Here’s a breakdown of how money works on a cruise:

Onboard Credit Card:

The primary method of payment on a cruise ship is an onboard credit card. When you board the ship, you will be issued an onboard credit card that can be used for all purchases throughout your cruise. The credit card is linked to your credit card or debit card on file with the cruise line.

Cashless Transactions:

Cruise ships operate on a cashless system. This means that you will not need to carry cash during your cruise. All purchases, from drinks and dining to excursions and spa treatments, can be made using your onboard credit card.

Single Payment Point:

Your onboard credit card acts as a single payment point for all your expenses. This eliminates the need to keep track of multiple receipts or cash transactions. Each purchase you make will be automatically charged to your onboard account.

Keep Your Credit Card Readily Available:

It is important to keep your onboard credit card readily available throughout your cruise. This will ensure that you can easily make purchases and avoid any delays in transactions. If you lose your onboard credit card, you should report it to the cruise line immediately.

Benefits of Cashless System:

The cashless system on cruise ships offers several benefits, including:

• Convenience: No need to carry cash or worry about exchanging currency.
• Security: Reduces the risk of theft or loss of cash.
• Tracking Expenses: All purchases are automatically tracked on your onboard account, making it easy to keep track of your expenses.
• Convenience for Excursions: You can use your onboard credit card to book and pay for excursions, eliminating the need to bring additional cash or credit cards ashore.

Additional Notes:

• Some cruise lines may allow you to use cash for certain purchases, such as tips or casino games. However, it is generally recommended to use your onboard credit card for all transactions.
• You will receive a final statement of your onboard account at the end of your cruise. You should review the statement carefully to ensure that all charges are correct.
• If you are using your onboard credit card to withdraw cash from an ATM on the ship, there may be additional fees.