How much can you withdraw from ATM in Vietnam?

Understanding Cash Withdrawal Limits at ATMs in Vietnam

Vietnam’s ATMs offer a convenient way to withdraw local currency, the Vietnamese Dong (VND). While navigating Vietnamese ATMs is generally straightforward, understanding withdrawal limits is crucial to avoid any inconvenience during your stay.

ATM Withdrawal Limits

The cash withdrawal limits at Vietnamese ATMs vary depending on the affiliation of the specific ATM. Generally, withdrawal limits range from 2 million VND to 10 million VND per transaction.

• Lower Limits (2-5 million VND): These limits are commonly found at ATMs affiliated with smaller banks or credit unions.
• Higher Limits (6-10 million VND): These limits are more likely to be available at ATMs operated by major banks such as Vietcombank, BIDV, or Agribank.

Factors Influencing Limits

The following factors can influence the withdrawal limits at a particular ATM:

• Bank regulations
• ATM type (i.e., cash-only or multi-function ATMs)
• Daily withdrawal limit set by your bank

Additional Considerations

• ATM Fees: Remember that some ATMs may charge transaction fees, which vary depending on the bank. Check for any fees displayed on the ATM screen before proceeding with the transaction.
• Currency Acceptance: Vietnamese ATMs only dispense VND. If you need to withdraw foreign currency, you must visit a currency exchange counter or use other services such as wire transfers.
• Assistance: Hotel staff or local residents can assist you in locating ATMs in your vicinity.

To ensure a smooth experience, it is advisable to check with your bank about their daily withdrawal limits and any applicable ATM fees. Additionally, it is recommended to carry multiple bank cards or consider using other payment methods such as debit cards or mobile payment apps for convenience.