Which card works in Vietnam?

Navigating Payments in Vietnam: Cards and Cash

Vietnam’s economy is rapidly modernizing, and alongside this growth comes a shift in payment methods. While cash remains a significant part of the transactional landscape, credit cards are increasingly accepted and are becoming the preferred method for larger purchases.

The most common question for tourists and business travelers alike is which cards work in Vietnam. The good news is that major international credit cards, including Visa and various other prominent brands, are widely accepted across the country. From luxurious hotels and high-end restaurants to smaller shops and street vendors, the acceptance rate of these cards is steadily improving. While some smaller establishments may still prefer cash for transactions, the use of cards is the norm for larger purchases and most modern businesses.

This shift reflects Vietnam’s growing integration into the global economy. The convenience and security of card payments are increasingly attractive to both businesses and consumers. While cash remains a practical option for smaller transactions, the trend leans towards digital and card-based payments.

This convenience extends to a wider range of businesses, making travel and daily life much smoother for those comfortable utilizing credit and debit cards. However, it’s always advisable to have a small amount of cash on hand, particularly for smaller purchases or less established vendors. This can ensure there are no disruptions to daily activities and transactions.