Which debit cards are accepted by IRCTC?

IRCTC Debit Card Acceptance

Indian Railway Catering and Tourism Corporation (IRCTC) offers a convenient and rewarding way to book train tickets through the acceptance of various debit cards.

Accepted Debit Cards

IRCTC accepts debit cards issued by the following bank:

• Bank of Baroda (BOB)

BOB Debit Card Benefits

BOB debit cardholders enjoy exclusive benefits when booking train tickets through IRCTC:

• Joining/renewal fee: ₹500 for new members and ₹300 for existing members
• Welcome bonus: 500 reward points
• Reward points: Earn up to 40 points per ₹100 spent on ticket bookings

Reward Point Redemption

Reward points accumulated through BOB debit card usage can be redeemed for a wide range of rewards, including:

• Train ticket bookings
• Travel vouchers
• Gift cards
• Merchandise

How to Book Tickets Using a Debit Card

To book train tickets using a debit card, follow these steps:

1. Visit the IRCTC website or mobile app.
2. Select your departure and arrival destinations.
3. Choose your preferred train and travel class.
4. Enter your passenger details.
5. Select “BOB Debit Card” as the payment option.
6. Enter your debit card details.
7. Review and confirm your booking.

Note: IRCTC may charge a convenience fee for booking tickets using a debit card.