Why did Carnival just charge me $200?

That $200 Carnival Charge: Why It Happened and What to Do

Received a $200 charge from Carnival Cruise Line and wondering why? You’re not alone. Many cruisers experience a temporary hold on their credit or debit card upon boarding, and it can be quite a surprise. This isn’t an actual charge; it’s a pre-authorization designed to cover potential onboard spending.

Carnival, like many cruise lines, implements this pre-authorization as a security measure. Think of it as a temporary buffer against unexpected expenses. Instead of constantly checking your available credit throughout your cruise, the pre-authorization ensures sufficient funds are available to cover purchases like drinks, shore excursions, spa treatments, and any unforeseen incidents.

Why the $200 amount? The pre-authorization amount isn’t a fixed number. It varies significantly depending on several factors:

• Cruise Length: Longer cruises typically have higher pre-authorization amounts as they allow for more potential spending. A shorter getaway might only see a $100 hold, while a longer voyage could require a higher amount like $200 or even more.
• Cabin Category: Higher-end cabins might have slightly higher pre-authorizations to reflect the potential for greater onboard spending in those categories.
• Past Spending Habits (Potentially): While not explicitly stated by Carnival, it’s possible your past spending habits, if you’ve cruised with them before, may influence the amount pre-authorized.

What happens to the money? The key is to remember this is a hold, not a charge. The money isn’t actually deducted from your account. Once your cruise concludes and your final onboard account is settled, Carnival releases the hold, and the funds become available again. This process can take several days, sometimes even up to a week or two, depending on your bank’s processing times.

What if you have concerns?

• Check your online account: Many cruise lines have online portals where you can track your onboard spending in real-time. This allows you to monitor your balance and ensure everything is as expected.
• Contact Carnival directly: If you have concerns about the amount held or if the hold isn’t released within a reasonable timeframe (typically a week or two after your cruise ends), contact Carnival customer service. They can investigate and provide clarification.
• Contact your bank: Your bank can confirm the hold and provide an expected release date.

In short, a temporary hold on your card from Carnival is a standard security practice, not a cause for alarm. Understanding the reason behind it can alleviate any anxieties. While the specific amount varies, it’s designed to protect both you and Carnival from potential financial issues during your voyage. By staying informed and contacting customer service if necessary, you can enjoy your cruise with peace of mind.