How do I use my Apple ID balance instead of a credit card?

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Apple Account balances can fund some purchases, but a credit card may still be needed for others, even if youre paying with your account balance.
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Using Apple ID Balance for Purchases

Apple ID balances allow users to make purchases from the App Store, iTunes Store, and other Apple services. While this balance can be used for some transactions, a credit card may still be necessary for others.

Using Apple ID Balance

To use your Apple ID balance for purchases, ensure that you have sufficient funds in your account. You can check your balance by signing into your Apple ID account on the Apple website or in the Settings app on your Apple device.

When making a purchase, select “Apple ID Balance” as the payment method. If you have enough balance to cover the purchase, it will be deducted from your account.

When a Credit Card is Required

Even if you have an Apple ID balance, a credit card may still be needed for certain purchases. This includes:

  • Initial Subscriptions: When subscribing to an app or service for the first time, you will need to provide a credit card to authorize the recurring payment.
  • In-App Purchases: Some apps offer in-app purchases that cannot be funded using an Apple ID balance.
  • Large Purchases: Purchases over a certain amount may require a credit card, even if you have enough balance to cover them.
  • International Purchases: App Store and iTunes Store purchases made in certain countries may require a credit card.

Adding a Credit Card

If you need to add a credit card to your Apple ID account, you can do so through the following steps:

  1. Go to Settings on your Apple device.
  2. Tap your name at the top of the screen.
  3. Tap “Payment & Shipping.”
  4. Tap “Add Payment Method.”
  5. Enter your credit card details.

Note: By adding a credit card, you authorize Apple to charge the card for any purchases that cannot be covered by your Apple ID balance.

In summary, while Apple ID balances can be used for many purchases, a credit card may still be required for certain transactions. Ensure that you have both an Apple ID balance and a valid credit card linked to your account to avoid any payment issues.